/* Variables */
:root {
  --navy: #0D1B2A;
  --navy-mid: #1B2D45;
  --navy-light: #2B3A4D;
  --gold: #C9973D;
  --gold-light: #E8BB5A;
  --cream: #F8F7F4;
  --cream-dark: #EDE9E1;
  --text: #1A1A1A;
  --text-muted: #5C6A7A;
  --white: #FFFFFF;
}

/* Reset */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  background: var(--cream);
  color: var(--text);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: 'Fraunces', serif;
  font-weight: 600;
  line-height: 1.15;
}

/* Navigation */
.nav {
  padding: 24px 48px;
  border-bottom: 1px solid var(--cream-dark);
}
.nav-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: baseline;
  gap: 20px;
}
.nav-logo {
  font-family: 'Fraunces', serif;
  font-weight: 700;
  font-size: 22px;
  color: var(--navy);
  letter-spacing: -0.5px;
}
.nav-tagline {
  font-size: 13px;
  color: var(--text-muted);
  letter-spacing: 0.01em;
}

/* Hero */
.hero {
  padding: 80px 48px 64px;
  max-width: 1100px;
  margin: 0 auto;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 64px;
  align-items: center;
}
.hero-eyebrow {
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 16px;
}
.hero-headline {
  font-size: clamp(36px, 4vw, 54px);
  color: var(--navy);
  margin-bottom: 24px;
  max-width: 520px;
}
.hero-sub {
  font-size: 18px;
  color: var(--text-muted);
  max-width: 480px;
  line-height: 1.65;
}

/* Scorecard */
.scorecard {
  background: var(--navy);
  color: var(--white);
  border-radius: 16px;
  padding: 28px;
  box-shadow: 0 20px 60px rgba(13,27,42,0.18);
}
.scorecard-label {
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 8px;
}
.scorecard-number {
  font-family: 'Fraunces', serif;
  font-size: 80px;
  font-weight: 700;
  line-height: 1;
  color: var(--gold);
  letter-spacing: -4px;
}
.scorecard-sub {
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  margin-bottom: 24px;
  margin-top: 4px;
}
.scorecard-detail {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 16px;
}
.scorecard-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
  font-size: 14px;
  color: rgba(255,255,255,0.7);
}
.scorecard-val {
  font-weight: 600;
  color: var(--white);
}
.scorecard-val.highlight {
  color: var(--gold-light);
}
.scorecard-footer {
  margin-top: 16px;
  font-size: 11px;
  color: rgba(255,255,255,0.3);
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 12px;
}

/* Stats Bar */
.statsbar {
  background: var(--navy);
  padding: 40px 48px;
}
.statsbar-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 32px;
  align-items: center;
}
.stat-num {
  font-family: 'Fraunces', serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 6px;
}
.stat-label {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  line-height: 1.5;
}
.stat-divider {
  width: 1px;
  height: 60px;
  background: rgba(255,255,255,0.12);
}

/* Section typography */
.section-eyebrow {
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 12px;
}
.section-headline {
  font-size: clamp(28px, 3vw, 40px);
  color: var(--navy);
  max-width: 560px;
}

/* Features */
.features {
  padding: 80px 48px;
  max-width: 1100px;
  margin: 0 auto;
}
.features-header {
  margin-bottom: 56px;
}
.feature-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
}
.feature-card {
  background: var(--white);
  padding: 36px 32px;
  border-radius: 0;
  border: 1px solid var(--cream-dark);
}
.feature-card:nth-child(1) { border-radius: 12px 0 0 0; }
.feature-card:nth-child(2) { border-radius: 0 12px 0 0; }
.feature-card:nth-child(3) { border-radius: 0 0 0 12px; }
.feature-card:nth-child(4) { border-radius: 0 0 12px 0; }
.feature-icon {
  width: 48px;
  height: 48px;
  background: var(--cream);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.feature-title {
  font-size: 19px;
  color: var(--navy);
  margin-bottom: 12px;
}
.feature-desc {
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.65;
}

/* How It Works */
.howitworks {
  padding: 80px 48px;
  background: var(--white);
}
.how-header {
  max-width: 1100px;
  margin: 0 auto 56px;
}
.step-list {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.step {
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 32px;
  padding: 36px 0;
  border-bottom: 1px solid var(--cream-dark);
  align-items: start;
}
.step:last-child { border-bottom: none; }
.step-num {
  font-family: 'Fraunces', serif;
  font-size: 48px;
  font-weight: 700;
  color: var(--cream-dark);
  line-height: 1;
  padding-top: 4px;
}
.step-title {
  font-size: 22px;
  color: var(--navy);
  margin-bottom: 10px;
}
.step-desc {
  font-size: 15px;
  color: var(--text-muted);
  max-width: 580px;
  line-height: 1.65;
}

/* Valuation Card Section */
.valuationcard-section {
  padding: 80px 48px;
  background: var(--cream);
}
.vc-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 64px;
  align-items: start;
}
.vc-body {
  font-size: 16px;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 16px;
}

/* Report Card */
.report-card {
  background: var(--white);
  border: 1px solid var(--cream-dark);
  border-radius: 14px;
  padding: 24px;
  box-shadow: 0 4px 24px rgba(13,27,42,0.08);
}
.report-card-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 0;
}
.report-label {
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 6px;
  font-weight: 500;
}
.report-range {
  font-family: 'Fraunces', serif;
  font-size: 28px;
  font-weight: 700;
  color: var(--navy);
}
.report-badge {
  font-size: 11px;
  background: var(--navy);
  color: var(--gold);
  padding: 4px 10px;
  border-radius: 20px;
  font-weight: 600;
}
.report-divider {
  height: 1px;
  background: var(--cream-dark);
  margin: 16px 0;
}
.report-metrics {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.report-metric {
  display: flex;
  justify-content: space-between;
  font-size: 14px;
}
.report-metric-label { color: var(--text-muted); }
.report-metric-val {
  font-weight: 600;
  color: var(--navy);
}
.report-footer-note {
  font-size: 11px;
  color: var(--text-muted);
  margin-top: 12px;
  padding-top: 12px;
  border-top: 1px solid var(--cream-dark);
}

/* Philosophy */
.philosophy {
  padding: 80px 48px;
  background: var(--navy);
}
.philosophy-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.philosophy-quote {
  border-left: 3px solid var(--gold);
  padding-left: 28px;
}
.philosophy-text {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-style: italic;
  color: var(--white);
  line-height: 1.55;
  margin-bottom: 16px;
}
.philosophy-attr {
  font-size: 13px;
  color: var(--gold);
  font-weight: 500;
}
.philosophy-body p {
  font-size: 15px;
  color: rgba(255,255,255,0.65);
  line-height: 1.75;
  margin-bottom: 16px;
}

/* Closing */
.closing {
  padding: 100px 48px;
  text-align: center;
  background: var(--cream);
}
.closing-headline {
  font-family: 'Fraunces', serif;
  font-size: clamp(28px, 3.5vw, 46px);
  color: var(--navy);
  max-width: 720px;
  margin: 0 auto 20px;
  line-height: 1.2;
}
.closing-sub {
  font-size: 17px;
  color: var(--text-muted);
  max-width: 600px;
  margin: 0 auto 32px;
}
.closing-cta {
  margin-top: 16px;
}
.cta-btn-primary {
  display: inline-block;
  padding: 16px 32px;
  background: var(--navy);
  color: var(--white);
  border-radius: 8px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  transition: background 0.15s ease;
}
.cta-btn-primary:hover { background: var(--navy-mid); }

/* Hero CTA */
.hero-cta {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-top: 32px;
}
.cta-note {
  font-size: 13px;
  color: var(--text-muted);
}

/* Footer */
.footer {
  padding: 32px 48px;
  border-top: 1px solid var(--cream-dark);
  background: var(--cream);
}
.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.footer-brand {
  display: flex;
  align-items: baseline;
  gap: 14px;
}
.footer-logo {
  font-family: 'Fraunces', serif;
  font-weight: 700;
  font-size: 18px;
  color: var(--navy);
}
.footer-motto {
  font-size: 13px;
  color: var(--text-muted);
}
.footer-note {
  font-size: 13px;
  color: var(--text-muted);
}

/* Responsive */
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .vc-inner { grid-template-columns: 1fr; }
  .philosophy-inner { grid-template-columns: 1fr; gap: 40px; }
  .statsbar-inner { grid-template-columns: 1fr; gap: 24px; }
  .stat-divider { display: none; }
  .feature-grid { grid-template-columns: 1fr; }
  .feature-card { border-radius: 12px !important; }
  .nav, .hero, .features, .howitworks, .valuationcard-section, .philosophy, .closing, .footer {
    padding-left: 24px;
    padding-right: 24px;
  }
}

@media (max-width: 480px) {
  .statsbar-inner { grid-template-columns: 1fr; }
  .scorecard-number { font-size: 64px; }
  .footer-inner { flex-direction: column; gap: 12px; text-align: center; }
}